Real Estate Loans

Key Takeaways:- Real estate is emerging as a fast and flexible capital source for cannabis operators. Sale leasebacks offer quick liquidity without losing operational control. Cannabis-zoned properties attract specialized investors seeking secure returns. Unlocking real estate value supports faster growth and strategic independence. FAQs Cannabis businesses today are operating in one of the most dynamic and heavily scrutinized industries in the United States. Despite growing demand, expanding legalization, and increasing public support, many cannabis operators continue to face one overwhelming challenge: access to capital. Traditional financing routes are often blocked or severely limited due to federal restrictions, which force cannabis entrepreneurs to think creatively about funding. One increasingly popular and practical solution is real estate. Real estate is proving to be more than just a physical foundation for cannabis operations. It is becoming a key strategic asset for raising fast, flexible capital without giving up equity or taking on burdensome debt. This shift toward using property to unlock funding is reshaping how cannabis companies grow, scale, and thrive in a highly competitive environment. One of the driving forces behind this trend is the growing availability of cannabis real estate loans, which are designed specifically to help operators unlock the value of their property. Limits of Traditional Financing Even as the cannabis market matures, many banks and credit unions remain hesitant or outright unwilling to lend to businesses operating in the space. This stems largely from cannabis remaining illegal at the federal level, despite its legalization for medical or recreational use in dozens of states. As a result, cannabis companies often face higher interest rates, tougher loan requirements, or are denied financing altogether. This lack of access to reliable funding means many operators have to rely on private equity or personal funds. These options may work in the early stages, but they are rarely sustainable for long-term growth. And for companies that do manage to secure capital, it often comes with strings attached—such as giving up significant ownership or accepting high interest rates that eat into profits. Faced with these limitations, entrepreneurs are exploring alternatives. Real Estate as a Financial Lever For many cannabis businesses, real estate has emerged as an underutilized asset that can serve as a financial lifeline. Whether it’s a cultivation facility, processing center, or retail storefront, owning property gives entrepreneurs the option to tap into its value through innovative financing methods. This can be especially helpful in markets where property values are rising or where cannabis-zoned properties are in high demand. One such method gaining popularity is the sale-leaseback model. In this structure, a business sells its owned property to an investor and then leases it back, continuing to operate at the same location. The immediate infusion of capital can be used to fund expansion, purchase equipment, invest in compliance systems, or improve supply chains. The operator retains control of the property and operations while gaining access to the equity locked inside the real estate. Sale leasebacks are appealing because they offer flexibility without requiring the business to take on more debt. There are no restrictive repayment schedules or high interest rates. The company gains working capital while continuing operations seamlessly. For cannabis operators who need to move quickly in a fast-changing market, this model delivers both speed and efficiency. And with more solutions tailored to deliver capital for cannabis businesses, entrepreneurs are finding it easier to fund immediate needs without compromising ownership. Rise of Specialized Cannabis Investors As the cannabis real estate market continues to mature, more investors are entering the space looking for secure and profitable deals. These include private equity firms, real estate investment trusts (REITs), and high-net-worth individuals who understand the unique dynamics of the cannabis industry. Their interest is driving the growth of specialized funding solutions tailored to the sector’s needs. Investors see opportunity in cannabis-zoned properties, particularly in states with limited licenses or high demand. This has led to the development of financing programs focused specifically on helping cannabis businesses raise capital through real estate. These programs often include sale-leasebacks, mortgages, bridge loans, and equity partnerships, all designed with the realities of the cannabis industry in mind. This influx of interest benefits entrepreneurs by creating more options and improving terms. Competition among investors allows businesses to secure better valuations and more favorable agreements. It also makes the real estate route more attractive than traditional lending or equity-based fundraising. Speed and Simplicity Matter In an industry where the competitive landscape changes rapidly, speed is crucial. Being first to market in a new location or scaling before a competitor can mean the difference between success and stagnation. Traditional financing can be slow, with approval processes stretching out for months. That kind of delay simply doesn’t work in cannabis. Real estate-based capital solutions offer a faster path. Sale-leaseback deals and other real estate transactions can often be completed in weeks, not months. This speed allows operators to make bold moves—whether it’s acquiring a new license, upgrading a facility, or launching a new product line—without being slowed down by financial red tape. It’s this combination of speed and simplicity that’s drawing more cannabis entrepreneurs to look at their real estate not just as a cost center, but as a source of funding that can fuel long-term growth. Control Without Compromise Another key advantage of real estate-based capital is that it allows business owners to maintain control. With private equity funding, giving up a portion of the company is often part of the deal. That can create tension between founders and investors, particularly when visions for growth differ. Debt financing, on the other hand, can tie businesses to rigid repayment schedules that limit flexibility. Using real estate to raise capital avoids these issues. Entrepreneurs retain ownership of their brand, operations, and decision-making while accessing the funds needed to grow. There’s no dilution, no debt pressure, and no compromise on long-term strategy. For operators who value independence, this model provides an attractive alternative. Broader Industry Impact The growing trend of using real estate to raise capital

The cannabis industry’s rapid growth has created exciting opportunities for entrepreneurs and businesses. However, financing these ventures, particularly through real estate loans, can be challenging due to the unique legal and regulatory hurdles in the cannabis sector. Navigating the complexities of securing real estate loans for cannabis businesses requires strategic planning, industry knowledge, and a solid financial foundation. What are the Challenges of Cannabis Real Estate Financing? The first step in securing real estate loans for cannabis businesses is understanding the challenges involved. Many traditional lenders are hesitant to finance cannabis-related projects due to the federal illegality of cannabis in the United States. This creates a unique financing environment that often requires businesses to look beyond conventional lenders. Key challenges Regulatory hurdles – Federal laws often conflict with state regulations, creating uncertainty for lenders. Limited lender pool – Many banks and financial institutions avoid cannabis businesses due to perceived risks. High interest rates – Alternative lenders willing to work with cannabis businesses may charge higher rates to offset risks. Being aware of these challenges can help you prepare for the application process and identify lenders willing to work within the cannabis industry. Prepare a Strong Business Plan A well-structured business plan is crucial for demonstrating your business’s viability and potential for success. Lenders need to see that your cannabis business is financially sound and capable of repaying the loan. What to include in your business plan Executive summary – Provide a concise overview of your business, including its goals and vision. Market analysis – Highlight the demand for cannabis in your target market and your competitive advantages. Revenue projections – Offer detailed financial forecasts, including projected income and expenses. Compliance strategy – Outline how your business complies with local, state, and federal regulations. Risk management – Address potential risks and your plans to mitigate them. A compelling business plan not only strengthens your loan application but also helps you clarify your business objectives. Build a Strong Credit Profile Your personal and business credit profiles play a significant role in securing real estate loans. A strong credit history demonstrates financial responsibility and increases your credibility with lenders. Steps to improve your credit profile Pay bills on time – Consistently paying bills on time boosts your credit score. Reduce debt – Lower your debt-to-income ratio to make your business appear less risky. Monitor credit reports – Regularly check your credit reports for errors and address any discrepancies. Establish business credit – If you haven’t already, build a separate credit profile for your business by opening business credit accounts and using them responsibly. A strong credit profile not only enhances your chances of approval but may also help you secure better loan terms. Explore Alternative Lending Options Given the reluctance of traditional banks to fund cannabis businesses, alternative lenders are often a more viable option. These lenders specialize in working with high-risk industries and offer customized loan products for cannabis businesses. Types of alternative lenders Private lenders – Individuals or organizations that provide real estate loans tailored to cannabis businesses. Hard money lenders – Asset-based lenders who focus on the value of the property rather than your creditworthiness. Cannabis-specific lenders – Financial institutions that exclusively serve the cannabis industry. While alternative lenders can be more flexible, it’s essential to carefully review their terms, as they may come with higher interest rates and fees. Understand Zoning Laws and Property Restrictions Real estate transactions for cannabis businesses are subject to strict zoning laws and property regulations. Understanding these rules is crucial before applying for a loan or finalizing a property purchase. What to research Zoning requirements – Verify that the property is zoned for cannabis-related activities. Distance restrictions – Ensure compliance with laws requiring businesses to be a certain distance from schools, parks, and residential areas. Permitting – Check local permitting requirements for cannabis operations on the property. Demonstrating that your chosen property meets all regulatory requirements can make your loan application more attractive to lenders. Establish Relationships with Industry Professionals Building relationships with professionals who understand the cannabis industry can make the loan process smoother and more efficient. These experts can provide valuable guidance and connect you with suitable lenders. Key professionals to consult Cannabis-focused attorneys – Ensure legal compliance and assist with loan negotiations. Accountants – Prepare accurate financial statements and projections. Real estate agents – Help you find properties that meet cannabis zoning requirements. Loan brokers – Connect you with lenders specializing in cannabis financing. Having a knowledgeable team by your side can boost your confidence and credibility during the loan application process. Be Transparent with Lenders Transparency is essential when applying for a real estate loan. Lenders need to understand the specifics of your cannabis business to assess the associated risks and rewards. Key information to share Business structure – Clearly outline your company’s ownership and organizational structure. Revenue streams – Provide detailed information on how your business generates income. Regulatory compliance – Highlight your adherence to state and local cannabis laws. Use of funds – Specify how the loan will be used, whether for property purchase, renovation, or expansion. Being upfront with lenders fosters trust and increases the likelihood of approval. Negotiate Favorable Terms Once you’ve identified a lender, it’s time to negotiate loan terms that align with your business’s financial capabilities and goals. Don’t be afraid to advocate for terms that work best for you. What to negotiate Interest rates – Aim for the lowest rate possible based on your creditworthiness and market conditions. Repayment schedule – Ensure the repayment terms align with your cash flow. Prepayment penalties – Avoid penalties for paying off the loan early if you expect rapid growth. Loan-to-value ratio – Negotiate for a higher loan-to-value ratio to reduce your upfront costs. Careful negotiation can help you secure a loan that supports your business’s success without straining your finances. Prepare for a Lengthy Process Securing a real estate loan for a cannabis business often takes longer than traditional loans due to the added complexities

The cannabis industry is booming. As legalization spreads and consumer demand increases, cannabis businesses are rapidly scaling their operations. However, growth in this sector comes with unique challenges—particularly in financing. One of the biggest barriers to expansion for cannabis businesses is accessing real estate to support cultivation, processing, and retail operations. Due to federal laws, traditional financing options are often unavailable, but cannabis real estate loans have emerged as a viable solution for companies looking to expand. Cannabis real estate loans Cannabis real estate loans are specialized financing products designed specifically for businesses in the cannabis industry. These loans are tailored to address the unique legal and financial challenges that cannabis businesses face when acquiring property for cultivation, processing, or retail. Since cannabis remains illegal at the federal level in the United States, many traditional banks are reluctant to offer financing to cannabis companies. However, as the industry continues to grow, private lenders and alternative financing institutions have stepped in to fill the gap. These lenders understand the specific needs of cannabis businesses and are willing to work within the complex legal framework to offer real estate loans. Benefits of Cannabis Real Estate Loans Cannabis real estate loans offer several key benefits that make them attractive to businesses in the industry: Access to capital for growth – Expanding your cannabis operation often requires significant capital investment. Whether you’re looking to purchase land for cultivation, build out a processing facility, or open a new retail location, a real estate loan provides the funding you need to scale your business. Tailored for cannabis businesses – Unlike traditional loans, cannabis real estate loans are specifically designed for the cannabis industry. Lenders offering these loans are familiar with the legal complexities and financial risks associated with the cannabis sector, making the loan approval process smoother and more efficient. Flexible loan terms – Cannabis real estate loans often come with more flexible terms than traditional commercial loans. These may include longer repayment periods, interest-only payment options, and custom amortization schedules that align with the unique cash flow patterns of cannabis businesses. Ownership of assets – By using a real estate loan to purchase property, you’re building equity in a valuable asset. This can improve the long-term financial health of your company and provide additional collateral for future financing needs. Improved operational efficiency – Securing the right property for your cannabis operation can lead to increased efficiency, whether through more advanced cultivation facilities, better access to distribution networks, or enhanced retail visibility. With a cannabis real estate loan, you can acquire the ideal property to streamline your operations and boost profitability. Types of Cannabis real estate loans There are several types of cannabis real estate loans available, depending on the nature of your business and your specific expansion goals: Acquisition loans – These loans are used to purchase land or existing real estate for cannabis operations. Acquisition loans are typically secured by the property itself and can cover up to 100% of the purchase price, depending on the lender. Construction loans – If you’re building a new facility or making significant improvements to an existing property, a construction loan can help cover the costs. These loans are often disbursed in stages as the project progresses, with the property serving as collateral. Bridge loans – Bridge loans are short-term financing solutions designed to help businesses transition between stages of growth. For example, if you need to purchase a new property before selling an existing one, a bridge loan can provide the necessary capital to bridge the gap. Refinance loans – If you already own real estate for your cannabis operation, you may be able to refinance your existing loan to take advantage of lower interest rates or better terms. Refinancing can also free up cash for other business needs, such as expanding production or opening new retail locations. Sale-leaseback agreements – In a sale-leaseback arrangement, you sell your existing property to a real estate investor and then lease it back from them. This allows you to free up capital tied to the property while retaining operational control. Sale-leasebacks can be a strategic option for cannabis businesses looking to unlock liquidity without sacrificing real estate. Steps to securing a Cannabis real estate loan Securing a cannabis real estate loan requires careful planning and preparation. Here are the key steps involved: Assess your needs Before applying for a loan, take the time to assess your business’s needs. Are you looking to purchase land for cultivation, build a new facility, or expand your retail footprint? Determine how much capital you need and what type of property will best support your growth goals. Identify suitable properties Once you have a clear understanding of your needs, begin identifying suitable properties for your cannabis operation. Be mindful of zoning laws, which can vary significantly by jurisdiction. Make sure the property is in an area where cannabis cultivation or retail is legal and permitted. Prepare your business plan Lenders will want to see a solid business plan that outlines your company’s financial health, growth strategy, and ability to repay the loan. Include details such as revenue projections, market analysis, and operational plans. A well-prepared business plan can increase your chances of securing favorable loan terms. Choose the right lender Not all lenders are created equal, especially when it comes to cannabis real estate loans. Look for lenders who have experience working with cannabis businesses and are familiar with the unique challenges of the industry. Research different loan options and compare interest rates, repayment terms, and fees. Submit your loan application Once you’ve chosen a lender, submit your loan application along with any required documentation. This typically includes your business plan, financial statements, tax returns, and details about the property you intend to purchase. Be prepared for a thorough review process, as lenders will want to ensure that your business is a good risk. Close the loan and acquire the property If your loan is approved, the next step is closing the deal. This

The cannabis business is witnessing unprecedented development and expansion, driven by changing views, legalization attempts, and rising demand for cannabis products. During this fast transition, real estate finance is crucial in fuelling the growth of cannabis enterprises. From production facilities to dispensaries, sufficient real estate is required to accommodate activities, comply with laws, and fulfill customer demand. Importance of real estate in the cannabis industry Real estate serves as the cornerstone of the cannabis industry’s infrastructure. To produce high-quality cannabis products, cultivation facilities must have appropriate space, climate control, and security systems in place. Similarly, dispensaries must find good sites to attract clients, follow zoning restrictions, and create a safe and friendly atmosphere for customers. As the cannabis business grows, the need for suitable real estate has increased, necessitating the development of creative finance options to fund this expansion. Real estate financing options for cannabis businesses Cannabis firms looking to purchase or develop real estate have several funding alternatives at their disposal: Traditional mortgages Traditional banks are frequently hesitant to give loans to cannabis entrepreneurs, owing to regulatory uncertainty in the market. Despite conventional lenders’ hesitation, a group of financial institutions are willing to issue mortgages particularly designed for cannabis-related real estate transactions. These specialist lenders realize the cannabis industry’s potential for development and profitability, and they are eager to work with cannabis enterprises to enable real estate financing. Private lenders Private lenders, which include people and investment organizations, are a feasible option for cannabis entrepreneurs seeking finance for real estate projects. Unlike traditional banking institutions, private lenders are frequently more open to the cannabis industry’s specific requirements and concerns. They have greater flexibility in their lending standards, allowing them to adapt finance solutions to the unique needs of cannabis enterprises. One of the key benefits of working with private lenders is that they may provide more flexible terms than traditional banks. Private lenders understand the cannabis business and appreciate its potential for development and profitability. As a result, they are more likely to meet the demands of cannabis firms by providing tailored financing choices that are consistent with their company goals and financial capacities. Sale-leaseback agreements Sale-leaseback agreements are strategic financial arrangements in which a cannabis company sells a property to a buyer and then leases it back for future usage. This deal allows cannabis enterprises to access the equity in their real estate assets while maintaining operational control over the facility. Essentially, after selling the property, the business becomes the tenant, entering into a lease arrangement with the new owner to continue using and using the space for commercial purposes. Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) are financial structures that help people invest in real estate assets. These trusts often own, manage, or finance income-producing assets in a variety of industries, including residential, commercial, and industrial real estate. They allow investors to acquire exposure to real estate markets without actually owning physical properties. Within the area of REITs, there is a particular specialty focused on cannabis real estate. These cannabis-focused REITs are designed expressly to meet the demands of the booming cannabis sector, allowing investors to invest in properties related to cannabis production, processing, distribution, or retail. Impact of real estate financing on industry growth Real estate finance is important in promoting the growth and expansion of the cannabis business in various ways: Infrastructure development Cannabis firms can use real estate finance to buy or build assets that are specifically adapted to their purposes, such as production facilities, processing centers, or retail outlets. Cannabis firms that invest in cutting-edge infrastructure may improve efficiency, quality, and compliance, propelling industry standards forward. Market expansion Access to real estate finance is crucial to the growth and expansion of cannabis enterprises since it allows them to expand into new markets and areas. This access allows cannabis businesses to strategically place their operations in crucial places, whether for cultivation, processing, distribution, or retail. Expanding into new countries and regions enables cannabis firms to capitalize on developing possibilities and reach a larger client base. Businesses that secure strategic sites may get a firm footing in expanding areas, profit from shifting customer tastes, and adapt to changing regulatory climates. Regulatory compliance Real estate finance is critical for maintaining regulatory compliance in the cannabis sector. Zoning constraints, security needs, and other regulatory obligations frequently influence the location and design of cannabis operations. Cannabis enterprises that engage in compliance real estate solutions can reduce regulatory risks while maintaining operational continuity. Economic growth The emergence of the cannabis sector, aided by real estate finance, has enormous economic consequences, including job creation, tax revenue collection, and community development. Real estate finance aids overall economic growth and prosperity by assisting cannabis firms in their expansion. Challenges and considerations Despite its significance, real estate finance in the cannabis sector is not without difficulties. Regulatory uncertainties, zoning constraints, and the stigma associated with cannabis might make it difficult to get finance for real estate ventures. Furthermore, market demand fluctuations and changing legislation may influence the feasibility of cannabis-related real estate investments. Furthermore, cannabis firms must carefully review the terms and circumstances of real estate finance agreements to verify that they are consistent with their long-term objectives and financial capabilities. Working with skilled legal and financial consultants can assist to reduce risks and optimize possibilities in real estate finance. Real estate finance is important to accelerating the cannabis industry’s growth and expansion. From production facilities to retail shops, cannabis entrepreneurs may build the infrastructure they need to succeed with access to real estate funding. Cannabis entrepreneurs may unleash development potential and contribute to the cannabis industry’s ongoing evolution by utilizing novel funding methods and overcoming regulatory constraints. As the cannabis industry evolves, real estate finance will continue to shape its direction and support long-term growth. Alta Real Estate Fund is the perfect option if you are looking for a company that offers cannabis real estate funding, cannabis sale-leasebacks, or cannabis real estate financing. They understand their client’s business

Securing proper real estate is a crucial step for entrepreneurs wishing to develop and grow their enterprises in the fast-increasing cannabis sector. Access to the correct property is important for success, whether it’s a growing facility, a dispensary, or a processing center. However, given the industry’s unique legal and regulatory backdrop, securing real estate loans in the cannabis market may be a complex and difficult procedure. Unique Challenges of Cannabis Real Estate Financing The cannabis sector works in a difficult climate because of the continuous dispute between federal and state rules, zoning constraints, and lenders’ view of high risk. These variables provide specific hurdles for businesses seeking real estate loans: Federal vs. State conflict Cannabis remains a Schedule I restricted substance in the United States, despite the fact that numerous states have legalized it for medicinal or recreational use. This federal restriction causes lenders to be hesitant and hinders real estate financing. Perceived risk Traditional lenders perceive cannabis enterprises as high-risk borrowers due to regulatory uncertainty and market volatility in the cannabis sector. This impression might make it harder to get loans. Zoning and regulation Cannabis businesses are frequently subject to tight zoning rules, limiting the available lands appropriate for their operations. Navigating these zoning rules may be a difficult task. Limited banking access Traditional banks are typically unwilling to provide financial services to cannabis-related businesses due to federal regulations, making it difficult to get loans or maintain bank accounts. Strategies Employed by Cannabis Entrepreneurs Cannabis businesses have effectively surmounted these obstacles by adopting a variety of techniques, including: Specialized lenders Some financial institutions specialize in lending to cannabis firms. These lenders are conversant with the industry’s particular issues and are more prepared to accept the risks that come with it. Strong business plans Creating a detailed business plan that includes revenue predictions, market analysis, and regulatory compliance measures helps boost lender trust. Collateral and assets To acquire loans, entrepreneurs frequently utilize personal assets or the property itself as collateral. This gives extra security to lenders and proves the entrepreneur’s dedication to the venture. Social equity programs Social equity programs in certain areas attempt to improve diversity in the cannabis sector. These schemes frequently provide property owners incentives to lease or sell to cannabis firms, making it simpler for entrepreneurs to get real estate. Local relationships Strong ties within the neighborhood and with property owners might lead to more favorable lending conditions and more flexible arrangements. Property owners who are aware of the potential benefits of cannabis enterprises may be more receptive. Navigating regulatory challenges The complicated and ever-changing legal framework complicates the process for cannabis companies seeking real estate financing. Here are some ways to deal with these regulatory issues: Legal counsel Engage the services of cannabis legal specialists. They can advise you on how to comply with local, state, and federal rules, as well as ensure that your business structure is solid. Transparency Make your ideas, business structure, and compliance efforts known to lenders. Demonstrating your dedication to following the rules might help you gain the trust of potential lenders. Local expertise Work with people who are knowledgeable about cannabis rules in your area. They can assist you in navigating local zoning rules and permission procedures. Due to the industry’s unique legal, regulatory, and financial context, obtaining real estate loans for cannabis firms is surely a complex and difficult procedure. Alta Real Estate Fund is the perfect option if you are looking for a company that offers loans for cannabis, cannabis business loans, capital for cannabis business, or cannabis real estate loans. They really understand their client’s businesses and needs, and come up with creative tailor-made finance structures that make the company’s performance simpler and more efficient. Write to ir@alta-financial.com or visit their website https://www.alta-fund.com/.

Cannabis is becoming a fast-growing lucrative industry, with more and more states legalizing its utilization for recreational and medical purposes. As a result, some investors and entrepreneurs are looking to enter the market, making a requirement for Cannabis real estate loans. In this complete guide, we will discuss everything you need to know about Cannabis real estate financing and Cannabis real estate loans, like what they are, the types of loans available, and how to get approved. What are Cannabis real estate loans? Cannabis real estate loans are a kind of financing, used to purchase, refinance, or renovate companies that are intended for use in the Cannabis industry. These loans are designed to help the Cannabis business industry secure its financial needs, whether that be a retail store, a cultivation facility, or a manufacturing plant. Types of Cannabis real estate loans Commercial real estate loans Commercial real estate loans are used to purchase commercial properties, like retail stores, warehouses, and manufacturing facilities. These loans are generally secured by the property itself and can be utilized to finance up to 75% of the property’s value. Bridge loans It is kind of a short-term loan that is used to bridge the gap between the purchase of a new property and the sale of a previous or current one. These loans are typically used by companies that require them to move quickly to get a new property before someone else does. Construction loans This type of loan is used to finance the construction or renovation of a company. Generally, these loans are used by businesses that need to build out a new property or expand an existing one. Equipment loans In this, you can apply for a loan to finance the purchase of equipment needed to operate a business, including manufacturing machinery or cultivation equipment. How to get approved for a Cannabis real estate loan? It can be a challenging task to get approved for a Cannabis real estate loan, as the industry is still considered high-risk by various lenders. Therefore, there are a few things you need to do to improve your chances of getting loans, like: Have a solid business plan The first thing you can do to get approved for a Cannabis real estate loan is to have a solid business plan. Your business plan should outline the overall company’s goals, projections, revenue, and financial requirements, as well as the plans for the property you intend to purchase or refinance. Have good credit If you have good credit, it’s also important to apply for a Cannabis business loan. Lenders will keep an eye on your credit score and history to determine your creditworthiness. So it’s important to maintain a solid credit score and have a good credit history. Have collateral Having collateral, like the property you want to purchase or refinance, can also help to get approved for a Cannabis real estate loan. It gives lenders something to fall back on if you are unable to repay the loan. Work with a Cannabis-friendly lender Working with a lender who is familiar with the Cannabis business can also improve the chances of getting approved for a loan. These lenders can understand the unique opportunities and challenges of the Cannabis industry and may be more willing to work with you. Be prepared to pay higher interest rates Finally, it’s important to be ready to pay higher interest rates during applying for a Cannabis real estate loan. The high-risk nature of the industry, lenders can charge higher interest rates to balance their risk. In conclusion, Cannabis real estate loans can be a valuable tool for the Cannabis industry, providing loans to secure their financial needs to operate and grow. However, getting approved for a Cannabis real estate loan can be challenging, so it’s necessary to be prepared and work with a lender that understands the unique challenges. If you are looking for loans for the Cannabis business, Alta Real Estate Fund is the best option. You can contact them by writing to ir@alta-financial.com. Connect with us!